> For the complete documentation index, see [llms.txt](https://developer.kriptomat.io/docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://developer.kriptomat.io/docs/getting-started/use-cases/fiat-less-than-greater-than-crypto-onramp-ledger.md).

# Fiat<>Crypto Onramp (ledger)

Partner uses Kriptomat as a ledger or Partner has his own ledger with Kriptomat.

Your users do not have to have a wallet address (e.g. Metamask or other Web3 wallet address). We will provide each partner user a wallet address to which they will receive crypto or partner in-game tokens. Kriptomat offers his wallet infrastructure to Partners who do not have their own wallet infrastructure.

![](https://587071959-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2Fc2erXvlEzv58onbtn7Md%2Fuploads%2FNeffGXVGPGLEJEb7vc3m%2FFiat%20OnRamp%20Flows%20-%20W.D%20-%20Ledger.png?alt=media\&token=eebcd48b-2ce0-4883-9878-d269840f25d6)

Also, we can provide you (partner) a partner’s wallet address from which you can send your in-game tokens or other cryptos to your users.

![](https://587071959-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2Fc2erXvlEzv58onbtn7Md%2Fuploads%2FhuxImiQtiegFZy5s9Hix%2FFiat%20OnRamp%20Flows%20-%20W.E%20-%20Ledger.png?alt=media\&token=45fd39ef-7a2b-4e8d-8f3c-f64c23319e37)